About Us

Illinois Bank & Trust serves customers from 10 locations in the Rockford metropolitan area, Rock Falls/Sterling region, Galena, Elizabeth and Stockton, Illinois markets. The bank is managed by a local board of directors and effectively run by local managers and local employees making decisions.


In early 2014, Freedom Bank based in Rock Falls, IL, merged with Riverside Community Bank. Later that year, Illinois Bank & Trust was born to incorporate the Rock Falls and Rockford Regions. In 2015, Galena State Bank became part of Illinois Bank & Trust, resulting in the representation of more than 100 years of community banking experience.

The mergers allow all Illinois Bank & Trust locations to serve clients under a common brand, fostering opportunities to expand the bank’s presence in the state to better serve customers through increased locations, greater convenience and expanded service.

Community Support

Illinois Bank & Trust continues to support the communities it serves with sponsorships, donations and volunteerism while also supporting business growth and individual banking needs.

Heartland Financial, USA Inc.

Illinois Bank& Trust is a subsidiary of Heartland Financial USA, Inc. (NASDAQ: HTLF). Heartland is a diversified multi-billion financial services company. The company provides banking, mortgage, private client, investment, insurance and consumer finance services to individuals and businesses. Heartland currently has locations in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas and California. Additional information about Heartland Financial USA, Inc. is available at  www.htlf.com .

Mission Statement

Investor Relations

Let us help you make Great Things Happen!

Illinois Bank & Trust’s people, products and service are backed by Heartland Financial's support bringing customers the personal attention they deserve and the right products and services to make Great Things Happen!