Lending

There will almost always be a time when you require credit solutions to finance growth opportunities or improve cash flow. We offer a wide variety of business loans and financing packages at highly competitive rates. And because no two businesses are alike, we'll customize repayment schedules to fit your business needs. Thanks to local decision-making and our commitment to responsiveness, you'll quickly receive answers to credit requests.


Understanding the types of SBA Loans

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This article is authored by Stephen Machotka an employee of Wisconsin Bank & Trust. 


Commercial Real Estate Loans

Whether you're purchasing an existing property or building from the ground up, our customized loan programs offer the right terms and competitive rates.


Business Line of Credit

Business cycles ebb and flow. Occasionally, your company might need extra cash to purchase supplies to meet increased demand, or to cover expenses during a slow period. You might simply tap into a line of credit to take advantage of a last-minute opportunity. Establish a Business Line of Credit now and rest easy in the future, knowing the funds are there when you need them. 


Business Term Loan

We want your business to grow! Our term loans provide crucial financing for capital goods, equipment and more of the essentials your business needs to succeed.


Business Letters of Credit

Demonstrate your creditworthiness, free up capital and improve your business' cash flow with an Illinois Bank & Trust letter of credit. Whether you want to expand, capitalize on opportunities, or just need extra cash, we can provide smart methods to obtain necessary funds. 


Real Estate Lending

Illinois Bank & Trust provides lending solutions for both owner-occupied or investment real estate properties, including industrial buildings, apartment complexes or office buildings. We also provide construction loans to fit your expansion needs, permanent financing for income producing properties and SBA loans.