 Small Business Credit Card
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New and improved rewards allow you to spend where your business needs it most while receiving a great return. Use your rewards in a way that best suits you – a nice treat at the end of the year, a cash bonus to your employees or reinvest in your business. Points are redeemable for cash in a checking or savings account, a credit on your credit card statement, gift cards or travel.
5%Cash Back Rewards  2%Cash Back Rewards  1%Cash Back Rewards  |
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Rewards Example: |
Spend |
Cash Back Rewards |
|---|---|---|
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5% Office Supply Stores |
$8,750.00 |
$437.50 |
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2% Gas & Restaurants |
$14,000.00 |
$280.00 |
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1% All Other Purchases |
$12,250.00 |
$122.50 |
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Total |
$35,000.00 |
$840.00 |
The above chart is an example. Cash Back Rewards will depend on qualifying purchases. |
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Card Management
Access your business credit card account information easily and securely online at no cost to you. At eZCardInfo.com, you may securely view your card account summary, including the balance, credit line, payment due and more.
This tool allows you to view current and historical transaction activity, enroll in eStatements and view up 24 months online, make payments, indicate card disputes, and receive alerts on balance transaction and payment events.
Go to Your Card Management Portal
Increase Working Capital
Our Business Credit Cards helps you strike the perfect balance needed between growing your business and maintaining an optimal level of working capital. Take advantage of vendor early payment terms without negatively impacting your current cash position. Pay your vendors with a business credit card and extend your accounts payable cycle without incurring interest expense when you pay your balance in full.
Visa SavingsEdge® Discount Program
This service provides enrolled cardholders automatic discounts on qualifying purchases at participating merchants. Discounts require no coupons or codes. Qualifying purchases at participating merchants earn credits that are applied directly to your card statement. To find savings near you, the Visa SavingsEdge® mobile app is available. Search for savings by Zip Code, keyword, featured deals or browse what’s near you. Learn more at VisaSavingsEdge.com.
1 Cash Back Rewards are the rewards earned under the program. They are tracked as points and for each $1 spent on a purchase, 1 Cash Back Reward point is earned, which qualifies for $0.01 for redemption. You earn Cash Back Rewards on all qualifying purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest or payments. You may review the full Terms and Conditions of the Cash Back Rewards program at our rewards site, Savvy-Rewards.com.
Credit cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services.