Home Equity Line of Credit

Banking locally ever after colors your world

Get up to $500 off Closing Costs.1

6-Month2 Introductory Rate
2.99% APR

Adjusts To Minimum As Low As
5.00% APR

Contact a Personal Banker Today



Establishing a Home Equity Line of Credit is like having the money right in your checking account. It is available to you whenever and for whatever you may need—from home improvement to education, or even your dream vacation. Not only is it a convenient way to fund ongoing expenses, it can also be more cost-effective than other types of loans.



Remodel Your Home

Remodel Your Home

Pay For College

Pay For College

Make Home Repairs

Make Home Repairs

Take a Vacation

Go On Vacation



1The lender will bear the lender and third party fees up to the lesser of the actual cost incurred or $500.00. Any costs exceeding this amount are the responsibility of the borrower. 2Annual Percentage Rate (APR) shown above is variable after 6-month introductory rate and subject to change without notice. Promotional APR for loan-to-value (LTV) between 80% - 90% will be 4.24%. After the introductory rate, the index used to determine the interest rate is the Wall St. Journal Prime Rate. Index as of was 5.25%, plus a margin of 0%. The margin and APR will be based on credit history and loan-to-value at loan closing. The minimum APR for plans with an 80% or less LTV is 5.00% and LTV between 80%-90% will be 6.25%. Maximum APR is 17.50% on all plans. $50.00 annual fee will be assessed on the anniversary date of the loan. $75 origination fee will apply. Third-party fees, if applicable, range from $0 - $2,800. Hazard insurance is required and flood insurance may be required. The introductory rate is available on new lines only. Not available on piggyback loans or homes that are for sale and/or listed for sale. Subject to credit approval and normal underwriting guidelines. Contact a lender for details. VIP HELOC excluded. Offer valid on owner occupied homes. Apply by 12/31/2018