Illinois Bank & Trust
Student Banking

More than just student-friendly checking and savings accounts, we’ll even pay for good grades!

Student banking done right.

We offer low balance accounts to make it easy to learn the valuable skill and importance of saving. Illinois Bank & Trust’s goal is to promote saving and financial responsibility while making it fun and exciting! Stop by or call a banking center today for more information and to get started.


Unlimited check writing, Online/Mobile Banking, Visa Debit Card and more. Designed for those who prefer ease and simplicity in banking.


Minumum Balance

$25 minimum deposit to open


Watch your savings grow with an opening deposit as low as $5. And with a $0 maintenance fee learning to save has never been easier.

0.01% APY

on All Balances1

$5 minimum deposit to open

SuperStar Club

Available to children ages 0-12 who open new savings accounts or who already have savings accounts with Illinois Bank & Trust. Benefits include:

  • Savings account with passbook
  • Once per calendar quarter, bring in the full star piggy bank, and we’ll give you four quarters to start saving again!
  • Pick a prize every time you make a deposit
  • Contests and other fun activities throughout the year
  • Birthday card with gift

These interest rates and annual percentage yields (APY) are accurate as of: 01/26/2022. The rates and terms may change after the account is opened. Account fees could reduce earnings. Truth in Savings Disclosures are available upon request. $0.01 minimum balance to obtain APY.