Skip to main content

Blogs

Article | 5 min |
Good health and well-being aren’t things we only want for our physical bodies; we also want them for our bank accounts. There’s no better time to start building financial wellness than the present. Here are some actionable steps to begin your journey to greater gains. Financial wellness means being financially secure enough to meet all your needs and cover emergency expenses. It also means being confident in achieving long-term financial goals, such as buying property or saving for retirement. While your earnings play a significant role in achieving financial wellness, other decisive factors...
Article | 3 min |
Home improvement projects can be sizable undertakings. Whether trying to sell or just looking to spruce things up, the financial commitment can get as steep as the project itself. Have you considered using your Home Equity Line of Credit (HELOC) to tackle your next home improvement project? Your HELOC is a revolving loan with an open credit line from which you can make withdrawals. You only pay interest on the funds you borrow, with variable rates typically starting around the prime rate plus 2%. Think of your HELOC as a super-low-interest credit card. HELOC Pros Lower interest rates and...
Article | 5 min |
If you’re finding it difficult to manage multiple payments and feeling overwhelmed, consolidating your debts into a single loan with one monthly payment might be the solution. Debt consolidation is a strategy to streamline your finances and alleviate the burden on your bank account. What Is Debt Consolidation? Debt consolidation involves combining your different debts into a singular loan, resulting in a streamlined process with a single monthly payment. In some cases, this consolidated loan may have a lower interest rate than your previous debts. An efficient way to help you manage your debt...