Check out our latest special offer!
Your long-term savings machine.
Choose from terms as short as three months to as long as seven years with many options in between. All CD terms have a minimum opening deposit of $1,000.00.
| Term | Interest Rate | APY1 |
|---|---|---|
| 3 months | 0.10% | 0.10% |
| 6 months | 0.25% | 0.25% |
| 11 months2 | 4.74% | 4.75% |
| 12 months | 0.55% | 0.55% |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.60% | 0.60% |
| 36 months | 0.70% | 0.70% |
| 48 months | 0.75% | 0.75% |
| 60 months | 0.75% | 0.75% |
| Term | Interest Rate | APY1 |
|---|---|---|
| 3 months | 0.10% | 0.10% |
| 6 months | 0.25% | 0.25% |
| 10 months | % | % |
| 11 months2 | 4.74% | 4.75% |
| 12 months | 0.55% | 0.55% |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.60% | 0.60% |
| 36 months | 0.70% | 0.70% |
| 48 months | 0.75% | 0.75% |
| 60 months | 0.75% | 0.75% |
| Term | Interest Rate | APY1 |
|---|---|---|
| 3 months | 0.10% | 0.10% |
| 6 months | 0.25% | 0.25% |
| 11 months2 | 4.74% | 4.75% |
| 12 months | 0.55% | 0.55% |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.60% | 0.60% |
| 36 months | 0.70% | 0.70% |
| 48 months | 0.75% | 0.75% |
| 60 months | 0.75% | 0.75% |
| Term | Interest Rate | APY1 |
|---|---|---|
| 3 months | 0.10% | 0.10% |
| 6 months | 0.25% | 0.25% |
| 9 months | 3.96% | 4.00% |
| 11 months2 | 4.74% | 4.75% |
| 12 months | 0.55% | 0.55% |
| 13 months | % | % |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.60% | 0.60% |
| 36 months | 0.70% | 0.70% |
| 48 months | 0.75% | 0.75% |
| 60 months | 0.75% | 0.75% |
| Term | Interest Rate | APY1 |
|---|---|---|
| 3 months | 0.10% | 0.10% |
| 6 months | 0.25% | 0.25% |
| 10 months | % | % |
| 11 months2 | 4.74% | 4.75% |
| 12 months | 0.55% | 0.55% |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.60% | 0.60% |
| 36 months | 0.70% | 0.70% |
| 48 months | 0.75% | 0.75% |
| 60 months | 0.75% | 0.75% |
| Term | Interest Rate | APY1 |
|---|---|---|
| 3 months | 0.10% | 0.10% |
| 6 months | 0.25% | 0.25% |
| 8 months2 | % | % |
| 11 months3 | 4.74% | 4.75% |
| 12 months | 0.55% | 0.55% |
| 13 months | % | % |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.60% | 0.60% |
| 36 months | 0.70% | 0.70% |
| 48 months | 0.75% | 0.75% |
| 60 months | 0.75% | 0.75% |
| Term | Interest Rate | APY1 |
|---|---|---|
| 3 months | 0.10% | 0.10% |
| 6 months | 0.25% | 0.25% |
| 9 months | 3.96% | 4.00% |
| 11 months2 | 4.74% | 4.75% |
| 12 months | 0.55% | 0.55% |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.60% | 0.60% |
| 36 months | 0.70% | 0.70% |
| 48 months | 0.75% | 0.75% |
| 60 months | 0.75% | 0.75% |
| Term | Interest Rate | APY1 |
|---|---|---|
| 3 months | 0.10% | 0.10% |
| 6 months | 0.25% | 0.25% |
| 11 months2 | 4.74% | 4.75% |
| 12 months | 0.55% | 0.55% |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.60% | 0.60% |
| 36 months | 0.70% | 0.70% |
| 48 months | 0.75% | 0.75% |
| 60 months | 0.75% | 0.75% |
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1These interest rates and annual percentage yields (APY) are accurate as of: 05/26/2023. Early withdraw penalties may apply. APY is based upon the maximum term of the deposit for each maturity. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Interest is credited or compounded semi-annually for CD and IRA terms 12 months or greater. Minimum balance to obtain APY is $0.01. Minimum deposit to open a Certificate of Deposit is $1,000.00.
Any statements regarding rollovers is for informational purposes only, and should not be construed as investment advice or a recommendation to move money out of your prior employer’s plan or personal traditional Individual Retirement Account.
211-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into Illinois Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 05/26/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.
1These interest rates and annual percentage yields (APY) are accurate as of: 05/26/2023. Early withdraw penalties may apply. APY is based upon the maximum term of the deposit for each maturity. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Interest is credited or compounded semi-annually for CD and IRA terms 12 months or greater. Minimum balance to obtain APY is $0.01. Minimum deposit to open a Certificate of Deposit is $1,000.00.
Any statements regarding rollovers is for informational purposes only, and should not be construed as investment advice or a recommendation to move money out of your prior employer’s plan or personal traditional Individual Retirement Account.
28-month certificate of deposit (CD) at 5.05% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank and Trust certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 5/9/2023 (rolling date). Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.
311-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into Illinois Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 05/26/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.