Enriching lives one customer, employee and community at a time.
Partner with a bank you can always depend on
At Illinois Bank & Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national outreach, doesn’t just feel like a partner, it feels like an extension of your family. Our unmatched dedication to customer service is strengthened by our parent company, HTLF, a multi-billion financial services company that matches our loyalty to the principles of community banking and has been named a Forbes Best Bank 2022, 2021, 2020, 2019, 2018, 2017, and 2013.
Illinois Bank & Trust is Powered by HTLF
Illinois Bank & Trust's parent company, Heartland Financial USA, Inc., has rebranded as HTLF. The new branding better reflects the company HTLF is today and what it brings to Illinois Bank & Trust, our customers and our communities.
The tagline Powered by HTLF has been added to our logo, representing the technology, efficiency and strength HTLF provides. This enables Illinois Bank & Trust to deliver the best of both worlds: the resources and tools of a large company, combined with local decision-making, unmatched customer service and in-depth understanding of our customers and communities.
For more on HTLF, visit poweredbyHTLF.com. This is community banking with the scale to compete at any level.
Corporate Social Responsibility
Community service is more than serving our communities. It’s rolling up our sleeves and hammering up drywall for low-income housing, it’s serving food to those in need, it’s volunteering time to serve on local boards, and it’s writing a check when manual labor isn’t enough. We’re committed to the Illinois communities because we’re a part of them ourselves. We share the road with each other, bump into each other at the supermarket, and send our kids to the same schools. We love our neighbors and our track record shows it.
State of Illinois Community Reinvestment Notice
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.
News
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QUARTERLY MARKET REVIEW: Q1 2022
If there was one overarching theme to the first quarter of this year, it was that risks, which seemed vanquished in an earlier era, have returned to plague us.
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Parent Company Recognized as a Forbes Best Bank in America for 2022
Illinois Bank & Trust, through its parent company, Heartland Financial USA, Inc., has been named a “Forbes Best Bank 2022.”
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Cryptocurrency
Discover why Cryptocurrency is gaining in popularity and what that means for you.
See More
Our Team
At Illinois Bank & Trust, our team of experts is invested in your financial well-being and overall satisfaction as a client. You can expect a comprehensive range of products and services coupled with specialists who will help you achieve your goal through personalized financial solutions.
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Leadership Team
Jeff Hultman
CEOTom Budd
President, Head of CommercialJoseph Mattingley
Market PresidentJeff Armstrong
President, Chicagoland MarketKarl Swanson
Executive Vice President, Commercial BankingGina Caruana
Senior Vice President, Retail ManagerRusti Swanson
Senior Vice President, Chief Credit OfficerTamera Netsell
Regional Human Resources Business Partner -
Card Payment Solutions
Megan Wiley
Treasury and Payment Solutions Account Manager
Guilford Banking Center
815.654.8039
MWiley@htlf.comAndy Carlson
Treasury Payment Solutions Senior Solutions Consultant, VP
630.345.2106
ACarlson@htlf.com -
Commercial Bankers
Tom Budd
President, Head of Commercial
Guilford Banking Center
815.489.2149
TBudd@illinoisbank.comKarl Swanson
Executive Vice President, Commercial Banking
Guilford Banking Center
815.489.2109
KSwanson@illinoisbank.comAmy Brewer
Senior Vice President, Commercial Banker Team Lead
Guilford Banking Center
815.484.7509
ABrewer@illinoisbank.comTom Cwynar
Senior Vice President, Commercial Banker
Guilford Banking Center
815.489.2133
TCwynar@illinoisbank.comJorge Herrera
Senior Vice President, Commercial Banker
Guilford Banking Center
815.489.2159
JHerrera@illinoisbank.comMichael Kalodimos
Senior Vice President, Commercial Banker
Guilford Banking Center
815.489.2132
MKalodimos@illinoisbank.comKyle Logan
Senior Vice President, Commercial Banker Team Lead
Guilford Banking Center
815.484.7524
KLogan@illinoisbank.comJeff Armstrong
President, Chicagoland Market - Rosemont
847.460.5601
JArmstrong@illinoisbank.comJason Costello
Senior Vice President, Commercial Real Estate Banker
Rosemont Banking Center
JCostello@illinoisbank.comSteve Bauling
Vice President, Commercial Banker
Guilford Banking Center
815.637.7020
SBauling@illinoisbank.comEric Magnuson
Vice President, Commercial Banker
Guilford Banking Center
815.484.7503
EMagnuson@illinoisbank.comSarilyn Neiber
Vice President, Commercial Banker
Guilford Banking Center
815.637.7015
SNeiber@illinoisbank.comSheri Engelke
Ag/Commercial Banker
Galena/Elizabeth/Stockton Banking Centers
815.858.2221
SEngelke@illinoisbank.comNikki Nolan
Commercial Banker
Galena/Elizabeth/Stockton Banking Centers
815.858.7006
NNolan@illinoisbank.com -
Consumer Managers
Gina Caruana
Senior Vice President, Sales Market Manager
Guilford Banking Center & Downtown Banking Center
815.654.8038
GCaruana@illinoisbank.comBrenda Nayonis
Vice President, Branch Manager
Guilford Banking Center
815.489.2147
BNayonis@illinoisbank.comNikki Rhodes
Branch Business Development Officer, VP
Main Street Banking Center
815.777.5107
NRhodes@illinoisbank.comKyle York
Vice President, Branch Manager
Perryville Banking Center
815.484.7553
KYork@illinoisbank.comAnthony Phouphommakhith
Branch Manager
Harrison Banking Center
APhouphommakhith@illinoisbank.comAmanda Lancaster
Branch Manager
Stockton Banking Center
815.947.2000
ALancaster@illinoisbank.comPaula Olson
Branch Manager
Elizabeth Banking Center
815.858.2221
POlson@illinoisbank.comBrittani Stephenson
Assistant Vice President, Branch Manager
Main Street Banking Center
815.777.5122
BStephenson@illinoisbank.com -
Personal Bankers
Holly Bertucci
Main Street Banking Center
815.777.0663
NMLS ID#: 1605025
HBertucci@illinoisbank.comTina Kirschman
Perryville Banking Center
815.637.7009
NMLS ID#: 539809
TKirschman@illinoisbank.comJudy Meehan
Guilford Banking Center
815.963.2168
NMLS ID#: 503633
JMeehan@illinoisbank.comRosa Pace
Perryville Banking Center
815.484.7541
NMLS ID#: 1668534
RPace@illinoisbank.comMary Peters
Main Street Banking Center
815.777.5110
NMLS ID#: 1566207
MPeters@illinoisbank.comLupe Martinez
Senior Personal Banker
Guilford Banking Center
815.489.2148
LMartinez@illinoisbank.comAshley Sites
Main Street Banking Center
815.777.5112
NMLS ID#: 836938
ASites@illinoisbank.comJan Thompson
Guilford Banking Center
815.637.7016
NMLS ID#: 539815
JThompson@illinoisbank.comPeggy Tully
Stockton Banking Center
815.947.2000
NMLS ID#: 539668
PTully@illinoisbank.comVicki Wurster
Elizabeth Banking Center
815.858.2221
NMLS ID#: 539671
VWurster@illinoisbank.comJenny Hinton
Harrison Banking Center
815.484.7558
NMLS ID#: 2242413
JHinton@illinoisbank.comKayla Hernandez
Branch Manager
Route 173 Banking Center
815.489.2115
KHernandez@illinoisbank.com -
Private Client Bankers
Kim Bittner
Vice President, Private Banker
Perryville Banking Center
815.963.2161
NMLS ID#: 509213
KBittner@illinoisbank.comMary Pohl
Vice President, Private Banker
Perryville Banking Center
815.489.2155
NMLS ID#: 502666
MPohl@illinoisbank.comGina Beck
AVP Private Banking Associate Senior
Perryville Banking Center
815.637.7017
GBeck@illinoisbank.com -
Retirement Plan Services
Eric Foy
Vice President, Business Development Manager
563.584.2524
EFoy@heartlandrps.comKelly Robison, QPA, QKA, QPFC
Relationship Manager
815.637.7006
KRobison@htlf.com -
Small Business Bankers
Steve Bauling
Vice President, Commercial Banker
Perryville Banking Center
815.637.7020
SBauling@illinoisbank.comNikki Nolan
Commercial Banker
Elizabeth Banking Center
815.858.7006
NNolan@illinoisbank.comEric Magnuson
Vice President, Commercial Banker
Guilford Banking Center
815.484.7503
EMagnuson@illinoisbank.com -
Treasury Management Team
Robin Scott
Senior Vice President, Treasury Management Banking Officer
Guilford Banking Center
815.637.7028
RScott@illinoisbank.comLinda Spickler
Vice President, Treasury Management Banking Officer
Guilford Banking Center
815.489.2140
LSpickler@illinoisbank.comMegan Wiley
Treasury and Payment Solutions Account Manager
Guilford Banking Center
815.654.8039
MWiley@htlf.comAyana Landfair
Treasury and Payment Solutions Sales Analyst
Guilford Banking Center
ALandfair@htlf.com -
Wealth Advisors
Brian DeBenedetto
Senior Vice President, Wealth Advisor
815.489.2128
BDeBenedetto@illinoisbank.comLori Frith
Vice President, Wealth Management Portfolio Manager
815.489.2103
LFrith@illinoisbank.comBarry Kramer, AIF®
Vice President, Wealth Advisor
815.637.7027
BKramer@illinoisbank.comGavin Doyle
Vice President, Wealth Advisor
815.777.5105
GDoyle@illinoisbank.com