Retirement Plan Services

HTLF Retirement Plan Services

As an employer, in today’s competitive environment, providing high-quality benefits to your employees is invaluable as you work to hire and retain top talent. A company-sponsored retirement plan can be a win-win for your employees and your business. By assisting your employees in taking charge of their financial future, you will be creating a more empowered financially confident workforce and thereby drive greater overall business outcomes. There is no better partner to help you navigate the intricacies of your plan and achieve your workforce goals than HTLF Retirement Plan Services, a division of HTLF, our holding company.

For more than 40 years, HTLF Retirement Plan Services has helped organizations like yours build best-in-class retirement plans that maximize your employees’ ability to achieve the comfortable retirement they dream of.

We build long-term partnerships with our clients based on the trust and knowledge our advisors bring to the table. Our services are designed to help you:

  • Outsource key elements of fiduciary responsibility to streamline investment oversight
  • Ensure appropriate fiduciary plan oversight is continuously maintained
  • Attract and retain key talent through thoughtful plan design features
  • Provide impactful participant education and thoughtful financial wellness

Due Diligence Support for Fiduciaries

Regardless of how much you delegate your plan’s investment oversight and administration, plan sponsors always play a central role as Plan Fiduciary. Our advisors help you understand and execute the key aspects of your fiduciary responsibilities so you feel confident in your decisions. 

Plan Design Consultation

Appropriate plan design is not a one-size-fits-all proposition, and plan design best practices continually evolve due to changes in the regulatory landscape and advancements in technology. HTLF RPS  helps you design a plan to fit the needs of your employees. and will ensure you are current on plan design considerations that facilitate plan growth and allow your plan to evolve in ways that maximize its effectiveness.

Investment Fiduciary Services

Careful investment option selection and monitoring is critical to helping your plan participants reach their retirement goals. This comprehensive oversight also requires significant responsibility, time and expertise to execute properly. By partnering with RPS, you can focus on running your business while we do the heavy lifting.

Employee Education and Financial Wellness

At the heart of every employee benefits plan are clear and effective communications that lead to greater participation. We leverage best practices in adult learning and behavioral finance techniques through various delivery channels to ensure your employees stay engaged. There are many financial decisions your employees must make, and many go unaddressed. Our financial wellness programs help plan sponsors provide meaningful content to their employees. These programs support employees’ overall financial success, which leads to a happier and more productive workforce.

Complimentary Review

As your partner, we offer a complimentary, due diligence review of your current retirement plan. We will benchmark your existing plans investments and fees to provide you with a greater understanding of the plan, and help you decide if it’s the best one you can offer for both your company and your employees.

Start Your Complimentary Review


Connect with a Retirement Plan Services Advisor to get started.

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Products offered through HTLF Retirement Plan Services are not FDIC insured, are not bank guaranteed and may lose value.