Mortgage Loans

There is "no place like home," regardless of whether it is your first house, dream home, vacation condo, or farm home. Illinois Bank & Trust can help make it happen with a multitude of mortgage products to choose from that will meet your specific needs.

Talk to one of our home lending professionals to find the best loan for you. Our mortgage loan products include:

  • Conventional Mortgages – Fixed rate and adjustable rate mortgages.

  • First-Time Home Buyer Loans – Closing cost assistance for qualified buyers.

  • Relocation Loans – Great help if you are trying to synchronize the sale of your existing home with the purchase of a new one.

  • Vacation and Second Home Loans – Balance the enjoyment of having a getaway home with the financial investment.

  • Condominium Loans – Experience in performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans.

  • Bridge Loans – An "in-between" loan that allows a buyer to make a down payment on a new home before his or her current home is sold.

  • Privately Insured Loans
  • Jumbo Loans
  • Home Equity Loans
  • Rural Housing Loans
  • Construction and Lot Loans
  • Investment Property Loans
  • Portfolio ARMs and Balloon Loans
  • City of Rockford Grants and Loans

With so many options, it can be difficult to know your best option, so we encourage you to email one of our Mortgage Professionals to answer any questions and provide advice. Once you have selected your product and finalized your loan application, our online process can get you approved in minutes, rather than days or weeks!

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Our Mortgage Lenders Are Here to Help

An excellent rate is just the beginning of all you’ll enjoy when borrowing with Illinois Bank & Trust. We'll work to understand your personal financial situation, ensure your understanding of available options and trade-offs, and assist in selecting the best mortgage loan for you. It’s all part of our dedication to making Great Things Happen ™ for you in terms of your home owning dreams!


Vanessa Stanton Headshot Vanessa Stanton
Mortgage Loan Originator
Perryville Banking Center

NMLS ID#: 1114421


headshot of Michele Berning Michele Berning
Galena Banking Center

NMLS ID#: 539660

headshot of Heather Vincent Heather Vincent
Galena Banking Center

NMLS ID#: 539669