Take advantage of life’s opportunities and manage unexpected emergencies with a Consumer Loan or Personal Line of Credit. Whatever your need—cash for home improvements, a car or a response to one of life’s difficulties—we have a loan or line of credit geared toward your exact situation. Get in touch with our friendly loan experts to find your fit!
Taking out a Personal Loan from Illinois Bank & Trust is a great way to get the funds needed for nearly any reason. You have the option to choose a fixed- or variable-interest rate and can secure the loan with collateral such as your car, mobile home or recreational vehicle. You can even set up AutoPay from your checking account to receive our lowest rate.
Lines of Credit
A Ready Reserve Line of Credit can be used to protect your checking account from overdrafts. Funds are transferred into your checking account in $100 increments, providing you a less expensive alternative to overdraft charges.